At FL Debt Consolidation, we match our clients with Pompano Beach debt consolidation experts who can help them:
- Combine their payments
- Decrease their APR rates
- Limit collection agency calls
To speak with a debt consolidation professional, please submit our simple contact form. We can match you with a debt consolidation company considering where you live, how much debt you’re carrying, and various other variables.
Pompano Beach (FL) Debt Management Programs
Of the 33,794 residents of Pompano Beach who need debt relief, the majority would be best served by a debt management plan. This DMP has lots of advantages:
- Lower Payment
- Decreased Apr’s
- Waived Extra Fees
If you are searching for a credit card consolidation company in Pompano Beach, FL, this is among the least expensive ways to go:
- Registration: no more than $70
- Monthly Fee: $25 to 40
Pompano Beach (FL) Debt Consolidation Loans
Debt consolidation loans are available in two varieties: unsecured loans and loans collateralized by a home or other property. The second option is most commonplace.
The wide array of payments you were submitting to varied banks will be combined into one simple payment amount, your loan payment.
If you were to get a loan that’s backed by collateral, there may be tax advantages. Unfortunately, if you fail to make the payments on such a loan, the lender could foreclose on your house.
To figure out if a debt consolidation loan is the right solution, it’s best to chat with one of our debt experts.
Pompano Beach, FL Payday Loan Consolidation
A lot of Pompano Beach residents are trying to pay off payday loans from several lenders. Somewhere around 20,965 residents of Pompano Beach get payday advances on a regular basis, and around 15,933 of these individuals are borrowing again and again on the same debt. That’s astounding, don’t you think? It’s about 3 in 4 payday customers!
Thank goodness, we work with Pompano Beach FL payday loan consolidation services who will help you consolidate your Pompano Beach payday loans with one single payment amount, manage phone calls from lenders, and scale back the extortionate loan rates associated with payday loans.
Time to get rid of payday debt?
Assessing Your Debt: Pompano Beach, FL
In a perfect world, the amount of debt you owe monthly should account for approximately one third of your income. These debts incorporate credit cards, car/payday loans, and rent/home loan repayments. Here’s how this works for a typical individual in Pompano Beach, FL:
- Income Yearly: $31,983
- Per-Month Income: $2,665
- Recommended Debt Load: $959
- Excessive Debt Load: $1,333
If your ratio of debt to income is over 50%, it is high time to consult a debt consolidation specialist near you.
Debt Consolidation Tips
In keeping with FTC standards, any Pompano Beach, FL debt consolidation firm has to:
- Explain all pricing and fees.
- Inform you of how many weeks their programs take.
- Let you know how much you have to have saved before they’ll make contact with each of your creditors.
- Explain any and all risks for your credit scores.
Stay away from any debt consolidation consultants which have a record of dishonest conduct, and to find out more, take a look at the following FTC recommendations.
Credit Card and Payday Debt Consolidation Programs in Pompano Beach, FL
- AMS- Inc., 2175 N Powerline Rd, 33069
- National Budget Planners Of South Florida, 1000 E Atlantic Blvd, #209, 33060