If you’re trying to find an experienced credit counseling company in Dade City, FL, it’s not just you. Upwards of 1,155 people in Dade City are estimated to be past due on their debts. Want to find out how much credit counseling could save you?
Most suitable candidates for credit counseling have these traits:
- Debts of at Least $2,5000
- Ability to Allocate $250-$300 Toward Monthly Payments
- Sincere Ambition to Free Themselves From Debt
Bear in mind, credit counseling isn’t going to reduce your debt; however, it is far better for your fico scores than debt negotiation.
Evaluating Your Debt: Dade City, FL
Is your debt to income ratio more than 50%? If so, we suggest you find professional assistance right now. For the average Dade City card-holder who has an income of $1,816 a month, this is $908 or more each month.
Debt management plans are practically synonymous with credit counseling. By signing up for a debt management plan, you may be able to take advantage of:
- More Affordable Interest Rates
- Reduced Debt Collection Calls
- One Payment On a Monthly Basis
- Faster Way out of Debt
On a monthly basis, you will submit a single payment to your Dade City credit counselor. They then allocate the funds among your creditors.
Tips on Avoiding Credit Counseling Ripoffs in Dade City, FL
As an industry, credit counseling and debt management plans have been vetted by the Federal Trade Commission (FTC) and other governmental regulators, but trustworthy credit counselors will generally give you:
- About 1 Hour of Basic Counseling Sessions
- No Advance Fees
- A Personalized Action Plan
- Evidence of Accreditation
Keep in mind, being a non-profit won’t always mean that a credit counseling agency is reputable. Please don’t choose a credit counselor you can’t trust. We want to assist you in finding a reputable Dade City credit counseling company.
If you want to establish how much credit counseling will save you, you need to speak to a debt expert. However, your credit counselor usually can secure cheaper interest rates and service fees.
Credit counseling helps you save time and expense. Find out more today.
Credit Counseling and Debt Counseling Agencies: Dade City (FL)
- Florida Credit Counseling Company? Contact us!