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Credit Counseling: Lakeland (FL)

If you’re on the search for a solid credit counseling agency in Lakeland, FL, you aren’t the only one. About 7,437 people in Lakeland are well behind on their credit card payments. We can help you get your finances examined by a credit counselor in Lakeland, FL.

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For residents of Lakeland, credit card counseling is often the most affordable way out of debt.

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How much you make, how much you owe? Working this out is straightforward.

Income DTI Debt Severity
$1,947 36% $701 Ideal
$1,947 43% $837 Need to Cut Back
$1,947 50% $974 High Alert

Lakeland (FL) Debt Management Programs

Do you owe at least $10K of medical or credit card debt or have monthly payments for rent, loans, or credit cards that amount to half of your wages? Then your credit counselor could possibly decide that you need to enter a debt management plan (DMP). With a DMP, your Lakeland FL credit counseling agency may able to get you more affordable interest rates and better terms from the firms you owe. You will write a single check every month to your Lakeland credit counseling agency. They’ll post the right sums to each of your creditors.

Defending Yourself Against Credit Counseling Shams in Lakeland (FL)

In general, credit counseling and debt management plans have been recognized by the FTC and other governmental regulators, but steer clear of any credit counselors in Lakeland that advertise that they will:

  • Halt all collections calls
  • Settle collateralized debts, like car loans
  • Promise the elimination of credit card debt
  • Bill you up-front for their expertise

To find out more, look at this FTC post on picking a credit counselor.

Never choose a credit counselor you can’t put your confidence in. We will help you find a reputable Lakeland credit counseling specialist.

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Credit Counseling Lakeland FL

Credit counseling is intended to help you save money in a big way, but how much relies upon an array of factors.

Curious to determine how much credit counseling in Lakeland, FL, will save you?

Consumer Credit Counseling Service in Lakeland (FL)

Consumer Credit Counseling Lakeland FL

CCCS, also known as Consumer Credit Counseling Service, may provide cheap credit counseling for Lakeland families. A Consumer Credit Counseling Service in Lakeland, FL, will normally be:

  • A Non Profit
  • NFCC Member
  • BBB Member

Generally a CCCS organization will supply more than just credit counseling. They’ll also offer Lakeland bankruptcy credit counseling for Lakeland consumers, and in many cases housing assistance and financial guidance.

To find the closest CCCS office in Lakeland, FL, reference the directory of Lakeland credit counseling agencies on our site or visit www.debtadvice.org.

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Christian Credit Counseling Services in Lakeland (FL)

Christian credit counseling companies aim to help their clients attain their personal and spiritual ambitions. They are usually not for profit. They supply virtually identical products and services as traditional firms.

Credit and Debt Counseling Agencies: Lakeland (FL)

  • Julian Credit Management, 4035 S Florida Ave, #11, 33813
  • Q & Q Inc, 4220 U.S. 98, 33810
  • Turning Point Mortgage and Credit Consulting, 1335 N Combee Rd, 33801
  • United Debt Service Inc, 5410 S Florida Ave, 33813
  • A American Debt Consolidation, 303 N Brunnell Pky, #38, 33815
  • Ca$H Communications, LLC, 2104 Farrington Dr, 33809
  • Weller Legal Group, 4035 S Florida Ave, 33813
  • International Wealth Systems, Incorporated, , 33823