Largo residents have been turning to us to help them evaluate the debt and credit counseling options currently available.
Let us connect you to a credit specialist who can present you with a free debt review and sensible debt relief program.
A seasoned credit counselor in Largo can educate you, the consumer, on ways to manage money, deal with your current financial challenges, and work toward being debt free.
Of Largo’s 156,006 inhabitants, it’s thought that 5,754 can’t afford to make their credit card payments on a monthly basis.
Do you spend more than half of your income on loans, rent, and credit cards? If so, you need to look into credit counseling asap. For the average Largo consumer that has an income of $31,601 annually, this is $1,317 or more each and every month.
Managing debt is practically interchangeable with credit counseling. A debt management plan is a form of debt consolidation, as the money you owe every month will be combined into a single payment. However, there’s no loan involved. With a debt management plan in Largo, your credit counseling service will deal with payment to your creditors each and every month. The only thing you have to do is provide them with a single payment amount.
Defending Yourself Against Credit Counseling Shams: Largo, FL
As an industry, credit counseling and debt management plans have been checked out by the FTC and other governmental bodies. But beware of any credit counselors in Largo that say they’re able to:
- Put an end to all calls from debt collectors
- Get rid of adverse items from your credit report
- Eliminate guaranteed debts
- Erase debt via a new federal government program
- Prevent creditors from taking legal action against you
- Charge a fee in advance for their expertise
For additional information, check out this FTC article on the topic.
Credit counseling saves you money thanks to the fact that the credit card issuers generally agree to lower monthly payments, rates, and late fees. To see just how much a DMP could save you, you need to speak with a qualified credit counselor in Largo, FL – right now!
Credit Counseling for Bankruptcy in Largo (FL)
Bankruptcy has become ever more common in Florida, don’t you think? We estimate that 780 of Largo’s 156,006 residents have had to file for bankruptcy. Since 2005, any person in Largo who wishes to file for bankruptcy protection should first receive an official document proving that they attended a credit counseling program in Largo, FL. You aren’t required to enroll with one of the credit counseling agencies in Largo, FL. Services are available over the internet and by telephone.
In most cases, you need to register for credit counseling after bankruptcy too. For an approved list of approved Florida credit counseling programs, take a look here. Or alternatively, you can speak with an experienced debt guide by filling out this form.
Consumer Credit Counseling Services in Largo (FL)
Florida’s chief nonprofit credit counseling group is the NFCC, and their network is often known as the CCCS, or Consumer Credit Counseling Service. In Largo, Florida, a Consumer Credit Counseling Service will normally be:
- A Not For Profit
- Member of the National Foundation for Credit Counseling (NFCC)
- Accredited by The COA (Council on Accreditation)
- Have CCCS in their Domain Name
In most cases a CCCS organization will supply Largo bankruptcy counseling, money management seminars, and housing counseling. Generally, non profit does not always mean no cost. Don’t be surprised to fork out around a maximum of $50 each month. To locate the CCCS office nearest to Largo, FL, please check the list of Largo credit counseling firms we provide. Alternatively, you can drop by DebtAdvice.org.
Credit Counseling and Debt Management in Largo (FL)
- Debt Management Foundation Services, 13553 66th St N, 33771
- Debt Relief Center Inc, 1013 Ridge Rd SW, 33770
- Fidelity Credit Services, 1301 Seminole Blvd, 33770
- Lighthouse Credit Foundation, 8550 Ulmerton Rd, #125, 33771
- Premier Captial Resources, 11350 66th St N, #112, 33773
- Burnstein and Burnstein, 14100 Walsingham Rd, #20, 33774