Want to minimize the rates of interest on your credit cards? Then you’ve come to the right place.
We can put you in contact with a debt relief professional who can supply you with a free debt evaluation, savings estimate, and affordable debt relief program.
As for the cost of credit counseling, West Palm Beach residents typically find that it’s the least expensive means of getting out of debt.
We have calculated that 15,257 of West Palm Beach’s 413,694 residents are falling behind on their credit card payments.
Do You Need Debt Counseling in West Palm Beach, FL?
Anyone reviewing a credit application wants to know how much is coming in, how much is going out? This is the most important factor. The math is uncomplicated. Why don’t we consider a few figures based on a salary of $34,234 a year, the West Palm Beach average:
- $1,027 (36%): Best
- $1,027 to $1,227 (36-43%): Decent
- $1,227 to $1,427 (43-50%): Risky
- $1,427 or more (50%): Acute
Debt Counseling Programs: West Palm Beach, FL
An integral part of credit counseling is managing debt. With a debt management plan, your West Palm Beach FL credit counselor may able to cut a deal for more affordable rates and costs from your creditors. Each and every month, you’ll submit a single payment to your West Palm Beach credit counseling company, and they’ll send out the right portions to each of your creditors.
Just remember that debt forgiveness won’t be an aspect of consumer credit counseling. Debt negotiation may enable you to pay just 40-80 percent of what you owe; however, it could demolish your credit ratings.
Defending Yourself Against Credit Counseling Ripoffs in West Palm Beach (FL)
Provided that you get an established agency, credit counseling can help. For that matter, the FTC now mandates it for individuals filing bankruptcy not just in Florida, but across the nation. But watch out for any credit counselors that say that they are able to:
- Halt all calls from collectors
- Get rid of bad items from your credit profile
- Settle collateralized debt
- Promise the removing of unsecured debt
- Bill you up-front for their assistance
For more information, look at this FTC article on the topic.
If you let us get you a free analysis, you can be more confident that you’re going to be connected with one of the most reputable credit counseling agencies in West Palm Beach, FL.
The amount of money that credit counseling can help you save will depend on your specific financial predicament. Thankfully, it does result in lower monthly payments by way of cheaper, even frozen, interest and penalties or fees. A quick evaluation of your financial situation is necessary to supply a precise savings estimate.
Credit and Debt Counseling Agencies: West Palm Beach, FL
- Credit Card Management Inc, 2100 45th St, 33407
- Credit Management Services Inc, 2260 Palm Beach Lakes Blvd, 33409
- Kimberly Credit, 2540 Metrocentre Blvd, 33407
- Real Endeavours, 222 Lakeview Ave, #160, 33401
- Leitner, Charles President – Son Shine Financial Services Incorporated, 2695 N Military Trail #24, 33417
- Duhl, Steven PA – Steven R Duhl, PA, 1035 N State Road 7, 33411
- Discount Debt Solutions Incorporated, 1645 Palm Beach Lakes Blvd, 33401
- Consumer Credit Counseling Service, 700 S Dixie Hwy, #103, 33401
- Serenity Debt Solutions, 801 Northpoint Pky, #8, 33407
- AAA Debt Counseling, 711 Village Blvd, #101, 33409
- Martin, Jason President – Jlm Financial Group, 4152 W Blue Heron Blvd, 33404
- Credit Card Management Service, 4611 Okeechobee Blvd, #114, 33417
- First Choice Credit Management, 1665 Palm Beach Lakes Blvd, 33401
- Consumer Credit Counseling, , 33462
- Robert S Winess PA, 224 Datura St, #602, 33401
- Credit Card Debts & IRS Tax Debt Relief & Bailout, 801 Northpoint Pky, 33407
- MacKenzy Credit Group, 801 Northpoint Pky, #67, 33407