Well then you’ve come to the right place.
We can connect you with a debt relief consultant who can provide a free debt review, savings estimate, and recommended debt relief program.
As for the cost of credit counseling, Williston residents typically find that it’s the most inexpensive debt relief option.
There are 10,563 people living in Williston, FL, and it’s believed that 390 aren’t able to afford their credit card payments each month.
Anyone reviewing a credit application wants to know how much you earn, how much you owe? The math is basic. Let’s consider a few stats based on earnings of $28,133 a year. That’s the average in Williston.
- $844 (36%): Great
- $844 to $1,008 (36-43%): Fine
- $1,008 to $1,172 (43-50%): Problematic
- $1,172 or higher (50%): Severe
Williston (FL) Debt Management Programs
Do you owe more than $10K of unsecured debt or have monthly payments related to rent, loans, or credit cards that cost more than 50% your income? Then you might need to register for a DMP, or debt management program. A debt management plan is a means of consolidating debt, given that the money you owe every month is consolidated into just one amount, but no loan is needed, as opposed to some other strategies of debt consolidation in Williston, FL.
Your credit counseling service will manage paying the credit card companies each month. Pretty much all you need to do is supply them with just one payment per month.
Finding a Credit Counseling Company in Williston, FL
As long as you work with a reputable organization, credit counseling can help. For that matter, the Federal Trade Commission now mandates it for people declaring bankruptcy not only in Florida, but countrywide. But trustworthy credit counselors in Williston and throughout the country should grant you:
- 45 to 60 Minutes of Introductory Advisement
- No Initial Costs
- A Tailor-Made Plan Of Action
- Proof of Accreditation
Please remember that not for profit status doesn’t always mean that a credit counseling company is reputable, and being for profit does not mean they’re dishonest.
If you give us a call for a totally free assessment, you can be more certain that you are dealing with one of the more effective credit counseling firms in Williston, FL.
How Much Could Credit Card Counseling Help Save?
Although credit counseling does not decrease debt, you’ll save a bundle by virtue of reduced interest and far fewer fees.
One of the leading Williston debt experts can take a look at your finances and let you know how much you could save.
Bankruptcy and Credit Counseling in Williston (FL)
Bankruptcy is becoming increasingly common in Florida. There are 10,563 consumers living in Williston, FL, and we estimate that 53 have been forced file for bankruptcy.
Credit counseling is now mandatory prior to declaring bankruptcy. You do not have to pay a visit to one of the credit counseling agencies in Williston, FL for this. Services are available on the web and over the telephone.
You will find that some firms are approved, quite a few are not. To find approved bankruptcy credit counseling agencies for Williston residents, take a look here. Alternatively, you can talk to a seasoned debt advisor:
Credit Counseling and Debt Management Agencies: Williston (FL)
- Florida Credit Counseling Company? Contact us!