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Credit Counseling: Lady Lake (FL)

Do you need to build better money management skills and decrease your monthly payments? Right now we have professionals who will assess your debt profile and tell you how much a credit counselor in Lady Lake FL can save you.

Lady Lake FL Credit Counseling

Debt management and credit counseling firms get paid via contributions from your creditors. Accordingly, the cost is usually very budget friendly, even free of cost in fact.

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Evaluating Your Monthly Debt

Credit Counseling Lady Lake FL

How much debt do you owe overall? If you find yourself forking out over 50% of your earnings monthly on rent/mortgage, loans, and credit cards, you really should speak to a credit counselor in Lady Lake now.

Do you owe at least $10K in medical or credit card debt or have monthly payments related to rent, loans, or credit cards that use up one half of your pay? You might need to sign up for a DMP, or debt management program. As part of a debt management program, your Lady Lake FL credit counselor may able to get you reduced APR’s and better terms from your creditors. With a debt management program in Lady Lake, your credit counseling company will take care of payment to your creditors each and every month. All you need to do is hand them the fixed payment on a monthly basis.

Settlement versus Management in Lady Lake, FL

Credit Counseling Lady Lake FL

Typically, debt management plans strive to have out of debt in less than five years. While this isn’t supposed to make your credit score decrease, it could be hard to get new credit lines such as a property or auto loan. Then again, if you were to choose a debt settlement program, your credit rating would probably be severely impaired. Though a Lady Lake debt consolidation loan may keep your credit rating from falling, using this method is dicey. Since of course, you could lose whatever you used to secure the loan

Tips on Avoiding Credit Counseling Shams: Lady Lake (FL)

Credit Counseling Lady Lake FL

Assuming that you are dealing with a reputable organization, credit counseling can really help. For that matter, the Federal Trade Commission now requires it for individuals who want to file bankruptcy, but respected credit counselors in Lady Lake and across the nation typically feature:

  • Accredited Advisors
  • True Testimonials
  • Direct Answers to Any Inquiries
  • Free Advice
  • Customized Plans of Action

Don’t forget that being a non-profit does not always mean that a credit counseling agency is reputable, and vice versa. If you let us arrange a no cost assessment, you can be more certain that you will end up dealing with one of the more reputable credit counseling firms in Lady Lake, FL.

All of your original debt will have to be repaid. The good thing is, your monthly payments should be lower because of discounts in interest rates and penalties.

Are you ready to discover how much credit counseling in Lady Lake, FL, could help you save?

Non-Profit Credit Counseling Service: Lady Lake (FL)

Non-Profit Credit Counseling Lady Lake FL

Consumer Credit Counseling Service, commonly known as CCCS, may provide affordable credit counseling for Lady Lake individuals. In Lady Lake, Florida, a Consumer Credit Counseling Service will normally be:

  • Not For Profit
  • An NFCC Affiliate
  • Approved by The COA (Council on Accreditation)
  • BBB Member

More often than not a CCCS agency will offer:

  • Pre/Post Bankruptcy Credit Counseling
  • Housing Assistance
  • Credit Profile Reviews
  • Debt Management

To discover the nearest CCCS office in Lady Lake, FL, please have a look at the list of Lady Lake credit counseling firms we’ve published. As an alternative, you can check the NCFF’s member directory:

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Credit and Debt Counseling: Lady Lake (FL)

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