AR Debt Relief

Credit Counseling: Miami (FL)

Debt got you sleepless? In that case, enlisting the services of a trained credit counselor in Miami FL might be the answer.

We can get you in contact with a credit counseling expert based on where you live, debt, and other preferences. To begin, sign up for a zero cost consultation. It’s quick, it’s simple, and what’s even better: it’s totally free.

Credit Counseling Considerations

The majority of consumers who could benefit from Miami credit counseling have stable income, debts in the neighborhood of at least $10K, and have contemplated bankruptcy.

There’s no denying that credit counseling isn’t going to eliminate your debts, but it will look much better on your credit profile than debt settlement.

>> Get a Free Credit Consultation – Now!

How much you earn, how much you owe? This is the most crucial factor. There are standards that will tell you where you’re at debt wise.

Income DTI Debts Seriousness
$2,233 36% $804 Fantastic
$2,233 43% $960 Fine
$2,233 50% $1,117 Severe

Miami, FL Debt Management

If you are in major debt, your credit counseling expert might recommend that you sign up for a debt management program (DMP). A DMP is a means of consolidating debt, given that the money you owe on a monthly basis will be condensed into a single sum, but no loans are required. This is different from various other methods of debt consolidation in Miami, FL, which use secured loans to pay down what you owe.

You’ll give just a single payment to your Miami credit counseling company. They then mail out the correct portions to each of your creditors.

Identifying Credit Counseling Shams: Miami, FL

Credit Counseling Miami FL

If you are dealing with an honest company, credit counseling can be extremely valuable. Actually, the FTC now demands it for those declaring bankruptcy not only in Florida, but across the country. All the same, it’s essential to be sure that any credit counselor in Miami, FL, is a professional one. This can be done in several ways, like reading their testimonials from others, checking their official certification status, and investigating their BBB reviews.

For additional information, look at this FTC post on the subject.

Keep in mind, we can help guide you to the perfect counseling or debt relief program according to your distinct needs.

>> Find out How Much Credit Counseling Could Save You

How Much Could Debt Management Save You?

Credit Counseling Miami FL

Everything you owe has to be paid back. Thank goodness, your monthly payments should be lower thanks to interest and penalty discounts.

Want to discover how soon credit counseling could get you out of debt?

Miami FL Credit Counseling

Consumer Bankruptcy Counseling in Miami, FL

Bankruptcy Counseling Miami FL

Have you been thinking about bankruptcy? You are not alone. There are 2,150,268 consumers living in Miami, FL, and approximately 10751 have declared bankruptcy.

Credit counseling is a legal requirement before filing for bankruptcy. The session can take place:

  • One On One
  • By Phone
  • Online

You will find that some services are able to provide this service, while others are not. For an approved list of approved Florida credit counseling programs, click this link. Or alternatively, you can get hold of a seasoned debt expert:

Credit Counseling in Miami FL

Non-Profit Credit Counseling Services: Miami (FL)

Consumer Credit Counseling Miami FL

Nationwide, the biggest nonprofit credit counseling organization is the NFCC. Their network is generally known as Consumer Credit Counseling Service, or CCCS. A Consumer Credit Counseling Service in Miami, FL, will normally be a nonprofit which makes use of an NFCC seal. Usually a CCCS organization will provide Miami bankruptcy counseling, money management seminars, and housing help. To locate the nearest CCCS location in Miami, FL, please check the directory of services this site offers or use the NCFF’s agency directory:

>> Get Your No Obligation Credit Counseling Evaluation

Credit and Debt Counseling Agencies in Miami, FL

  • Schatzman- Jeffrey N., 9990 SW 77th Ave, Ph 2, 33156
  • Cornerstone Financial Counselors, 10621 N Kendall Dr, 33176
  • Credit Cleaners, 13500 SW 88th St, 33186
  • Credit Restoration LC, 9240 SW 72nd St, #205, 33173
  • I 1 Credit Counselors, 10511 SW 88th St, 33176
  • R1 Credit Consultants, 9010 SW 137th Ave, 33186
  • R1 Credit Corporation, 11348 SW 184th St, 33157
  • R1 Credit Corporation, 13825 SW 88th St, 33186
  • Consumer Credit Counseling, 10800 Biscayne Blvd, 33161
  • Credit-cpr Corp, 6355 NW 36th St, #609, 33166
  • Credit-CPR- corp., 6355 NW 36th Ave, #St-609, 33147
  • United Credit Solutions- Inc., 1131 NE 163rd St, 33162
  • Allied National, 5201 Blue Lagoon Dr, 33126
  • Debt Solutions USA, 2520 Coral Way, #2360, 33145
  • National Loan Counseling, 12001 SW 128th Ct, #201, 33186
  • Smith, John CEO – One Stop Real Estate, 555 NE 15th St, Fl 7th, 33132
  • Cordero, Patrick L – Patrick L Cordero PA, 198 NW 37th Ave, 33125
  • D & R Financial Svc Incorporated, 17900 NW 2nd Ave, 33169
  • McCarville, Nicholas Principal – McCarville Law, PL, 2121 SW 3rd Ave, #405, 33129
  • Tiller, Donald Esq – Tiller Law – Bankruptcy and Foreclosure, 6303 Blue Lagoon Dr, 33126
  • Bellinson, Andrew – Bankruptcy Law Clinic, 10800 Biscayne Blvd, #925, 33161
  • Bankruptcy Law Clinic, 11098 Biscayne Blvd, #206, 33161
  • A American Debt Consolidation, 1495 NE 163rd St, 33162
  • A Credit Experts and Debt Negotiators, 244 NW 183rd St, 33169
  • Consumer Credit Counseling, , 33160
  • Consumer Credit Counseling, , 33160
  • Debt Solutions USA, 2520 Coral Way, 33145
  • Consumer Credit Counseling, , 33160
  • Horizon Debt Group, 123 SE 3rd Ave, 33131
  • Consumer Credit Counseling, , 33160
  • Debt Consolidation Miami, 199 E Flagler St, 33131
  • A American Debt Consolidation, 1148 S Dixie Hwy, 33146
  • Consumer Credit Counseling, , 33280
  • United Screening Svc LLC, 8700 W Flagler St, #290, 33174
  • Hampton, Richard Consultant – Swift Credit Solutions, 6455 Bird Rd, 33155
  • A American Debt Consolidation, 9477 SW 160th St, 33157
  • Betmor Int’L Consulting Group Incorporated, 6721 SW 7th St, 33144
  • Debt Consolidation-Consumer Credit Counseling Miami, 8478 NW 33rd St, 33122
  • Credit Restoration & Elimination, 13701 N Kendall Dr, 33186
  • Consumer Credit Counseling, 8300 W Flagler St, 33144
  • Consumer Credit Counseling Service, Perrine New Testament Church of God, 10190 SW 168th St, 33157