What if you could become free from debt in 3-5 years?
We can get you in contact with a credit counseling company based upon where you live, how much debt you have, and other factors. To get started, request your free evaluation. It’s fast, simple, and completely free.
Credit Counseling Considerations
Credit counseling specialists help their clients by:
- Securing reduced rates of interest from their creditors.
- Presenting solutions to current budgeting complications.
- Setting up custom spending plans for their clients.
We have to assume that 3,095 of the 83,931 residents of Venice can’t afford to make their credit card payments each month.
Anyone reviewing a credit application wants to know how much you make, how much you owe. There are standards that will reveal what kind of financial predicament you’re in. Listed below are a few numbers based around a salary of $1,636 per month. That’s the average in Venice.
- $589 (36%): Ideal
- $589 to $703 (36-43%): Fine
- $703 to $818 (43-50%): Too High
- $818 or higher (50%): Critical
Credit Card Counseling Plans: Venice (FL)
Debt management is virtually synonymous with credit counseling. A debt management program is a means of consolidating debt, as your monthly payments will be consolidated into just one payment, but there’s no loan involved. You’ll write a single check every month to your Venice credit counselor, and they’ll mail out the right portions to your creditors.
Choosing a Credit Counseling Service: Venice (FL)
In general, credit counseling and debt management plans have been vetted by the Federal Trade Commission (FTC) and other state and federal authorities. But here’s how to be certain that your Venice credit counseling company is good:
- Ask for referrals
- Look at their BBB status
- Be certain that your consultant is competent
Don’t forget that being a not-for-profit won’t guarantee that a credit counseling firm is bonafide.
Naturally, at FL Debt Consolidation, we help guide you to the right credit counseling or debt management plan based upon your unique situation.
How Much Will Credit Card Counseling Save You?
With credit counseling, you still have to repay all of your debt. The good thing is, it does result in reduced monthly payments through dramatically reduced interest and fees. Are you ready to learn how much credit counseling in Venice, FL, will save you?
Non-Profit Credit Counseling Service: Venice, FL
The National Credit Counseling Foundation is the largest network of consumer credit counseling services in Florida, and their agencies are normally often known as CCCS, or Consumer Credit Counseling Service. A Consumer Credit Counseling Service in Venice, FL, will usually be a local not for profit which makes use of an NFCC member seal. Quite often a CCCS firm will make available not only consumer credit counseling, but also Venice bankruptcy counseling, financial seminars, and housing counseling. To find the CCCS location that’s closest to Venice, FL, research the directory of Venice credit counseling firms we provide. If you can’t find any, you can just go to www.DebtAdvice.org.
Credit Counseling and Debt Counseling Agencies: Venice (FL)
- Florida Credit Counseling Company? Contact us!